We have some big plans for this year and we need to be intentional and on the same page as a couple if we are going to accomplish these. To help make it possible, we are budget planning. One thing that we have found that really helps us is naming every dollar so that they all have a purpose. Dave Ramsey has a simple to follow cash flow plan that we mimic.
It helps us to make an Excel document so that we can see our money and where it's going, where we can cut back or alter our choices. I also found a Dave Ramsey budget template for us to modify and share on Google Docs. (Google Doc is a cloud based file sharing platform that allows us to work together on the budget from our laptops, phones, etc.) There are quite a few lines on the spreadsheet so we can list every expense imaginable. It keeps us forgetting something. We modified the template quite a bit to just use the lines and categories that are relevant for us.
Happy Budgeting! - Mom
It helps us to make an Excel document so that we can see our money and where it's going, where we can cut back or alter our choices. I also found a Dave Ramsey budget template for us to modify and share on Google Docs. (Google Doc is a cloud based file sharing platform that allows us to work together on the budget from our laptops, phones, etc.) There are quite a few lines on the spreadsheet so we can list every expense imaginable. It keeps us forgetting something. We modified the template quite a bit to just use the lines and categories that are relevant for us.
Happy Budgeting! - Mom
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